Dear {!! $logInfo->fname !!},

As you are aware, your income protection policy is due to renew on {{$policy_renewal_date}} and we are pleased to offer a further 12 months cover at a premium of £{{$logInfo->monthlycost}} including Insurance Premium Tax at 12%. This compares to your previous premium of £{{$last_year_monthly_premium}}.

If there has been a change in your personal circumstances such as contact address, income, employer, or most importantly your contact number, please let us know at your earliest so we can update your file. If all details are correct, and no amendments are required, you do not need to inform us.

Auto-renewal

Please note, unless you instruct otherwise, your policy will automatically renew. As you are paying for your current policy by direct debit, this will continue for your renewal.

You can also opt out of the automatic renewal process at any time during the period of your insurance. Please contact us if you wish to opt out at any time. Our contact details are given at the top of this letter.

As your policy is due to renew we would ask you to check that your insurance cover still meets your needs, as these can change over time. As you have been with us a number of years, you may be able to get the insurance cover you want at a better price if you shop around. To see if you could get a better deal for the cover you need, we’ll be pleased to talk to you to discuss other options you may have. It is important that you consider all aspects of cover when selecting your new insurance policy, not just price. Not all insurance policies will have the same level of cover or service levels if you need to make a claim.

We have attached your annual review statement, policy schedule, and Insurance Product Information Document which will be applicable from the above date. Please take a few moments to check these documents to ensure your details are accurate, that you have the appropriate level of cover and correct amount of benefit, and keep them in a safe place.

Your cancellation rights

You can cancel this insurance within 30 days of the policy renewal date. We will refund any premium you have paid since the policy renewal date, provided you have not made a claim under the policy.

You can also cancel your policy at any other time. There will be no refund of premium because you will only have paid for the cover you have already received. If, when you cancel your policy, a claim has been made since your last policy renewal date, or there has been an incident since your last policy renewal date in relation to which you wish to make a claim, you must pay any remaining monthly premium installments relating to your current annual period of cover.

Please contact us if you wish to cancel your policy. Our contact details are given at the top of this letter.

Best Insurance would like to thank you for your business.

Best Insurance is a trading name of Best Risk Management and Financial Service Limited who are authorised and regulated by the Financial Conducts Authority (FCA registration number 583497). Registered office is 4th Floor, Telecom House, 125-135 Preston Rd, Brighton BN1 6AF (Registered No. 07095571). BRMFSIBA150NBC1

@if(!empty($logInfo->pdf_logo)) @endif	Your Policy Schedule

@if(isset($logInfo->date_of_issue)) @endif @if(isset($logInfo->policy_number_full)) @endif @if(!empty($policyholder_name)) @endif @if(!empty($logInfo->address1) || !empty($logInfo->address2) || !empty($logInfo->address3) || !empty($logInfo->address4) || !empty($logInfo->postaltown) || !empty($logInfo->postcode) || !empty($logInfo->county)) @endif @if(!empty($policy_date)) @endif

Date of Issue:	{{ date('d/m/Y') }}
Policy Number:	{{ $logInfo->policy_number_full }}
Policyholder Name:	{{ $policyholder_name }}
Policyholder Address:	@if($logInfo->address1) {{ $logInfo->address1 }} @endif @if($logInfo->address2) {{ $logInfo->address2 }} @endif @if($logInfo->address3) {{ $logInfo->address3 }} @endif @if($logInfo->address4) {{ $logInfo->address4 }} @endif @if($logInfo->postaltown) {{ $logInfo->postaltown }} @endif @if($logInfo->postcode) {{ $logInfo->postcode }} @endif @if($logInfo->county) {{ $logInfo->county }} @endif
Original Policy Start Date:	{{ $policy_date }}

0330 330 9465 info@bestinsurance.co.uk	@if($logInfo->product_name == "Best Income Guard 90") BIG90V001 @elseif($logInfo->product_name == "Best Income Guard 120") BIG120V001 @else {{ strtoupper($logInfo->product_name) }} @endif